It’s no secret that negative beliefs about money can hold you back from having and earning more money in your life. Our negative relationships with money are often based on how much money we earn and how much money we don’t have.
Let’s be honest, when you focus on a ‘lack mentality’ thinking and saying to yourself “I don’t have enough money”, you often find you create more of the same in your life. This translates to “I don’t have not enough money coming through the door”.
The really good news is that you aren’t alone with these thoughts, fears and feelings; everyone has them. However, you have a choice to change the way you think and to start having a healthier relationship with money, starting right now.
Today I’m going to give you a few steps you can take to start changing your beliefs about money.
Look at your current belief systems around money
First we need to start looking into your past to find out where this unhealthy relationship began. We often learn beliefs both consciously and unconsciously from a very early age, mostly starting in our childhood. Some of us heard beliefs such as “Money doesn’t grow on trees” and “You have to work hard to make money”. These beliefs can easily limit your potential to make more money in your adult life and hold you back from what is possible.
We are going to do a short round of questions to bring your beliefs to the surface.
I want you to start thinking about how you feel about your money by just bringing these thoughts to the front of your mind now.
Get out something you can write the answers down like a journal or laptop and ask yourself the following questions.
- What’s one money belief that’s holding you back?
- What triggers your negative money thoughts?
- How are your money beliefs negatively affecting your life?
- What do I want my money story to be like instead?
Be accepting of your current financial position
By looking at our beliefs above we are already giving ourselves a better understanding of how we feel about money. During our journey we want to build self-acceptance and be introspective when looking for answers to our questions.
Let’s take a moment to be okay with where you are currently at with your money. Maybe you are in debt, just breaking even every single week, or living blindly about your current money situation.
It doesn’t matter where you are at right now, just stop and take a few deep breaths. Say to yourself: “I am accepting of where I am currently with my finances.”
When you choose to practice self-acceptance you give yourself the opportunity to learn that you are good enough to have more money and you deserve to change your money destiny.
Address your negative self talk about your money
Everyone has negative self-talk going on inside their head but it’s what we do with this self-talk that is most important. We have now gone through the steps to build acceptance, next we are going to look at the internal thoughts we have every single day. Naturally, some of these thoughts will be positive and others will be negative.
Bringing the awareness to your thoughts is the key to find which patterns are re-occurring time and time again. I have found the best way for me, is to write my thoughts down and really take notice of which patterns are sabotaging me earning more money.
Spend a day with a notebook or type your thoughts into your mobile phone to look for patterns that are reoccurring in your mind about money as they appear throughout the day.
Talk to someone (Finanical counseller, accountant or friend)
When you feel stuck with your thoughts and money patterns, it is often when our negative voice is at its loudest. This is when we need to reach out and speak to someone. It could be a financial counselor, accountant, best friend or someone from your family; whoever you feel the most comfortable with.
Speaking to someone helps with the healing process because it means you are admitting what is going on for you. If you aren’t ready to speak to someone yet, meditate on your feelings to give yourself space to feel what you feel. It’s important not to judge any feelings that come up, just let them be and experience whatever emotions you need to. Money can be a painful or emotional subject for a lot of people.
Fall in love with your money
Now we have gone through the journey of our beliefs, acceptance, self-talk and speaking to someone about our money, it’s now time to move into the final stage.
Learn to love and accept your money, as this is key to creating more in your life. When you are in this positive mindset you bring in more abundance and opportunities. I encourage you to find ways to be grateful and happy about the money you do have in your life. It could be an affirmation, adding something to your vision board, phone reminder or just being grateful when you receive your paycheck each week. Find which option resonates with you the most and start to put some small steps in place to move you towards a more grateful mindset.
When you practice the above 5 steps you have started the path to building a healthier relationship with your money. I would love to hear from you in the below comments. Let me know which step you find is most helpful to you.
When Rebecca isn’t working she is enjoying yoga, meditation and spending time with her husband.
Latest posts by Rebecca Ruiz (see all)
- Are Your Money Beliefs Negatively Affecting Your Life? - September 28, 2015
- How To Be Your Unique Self Without Always Trying To Fit In - September 21, 2015
- What To Do When Your Work Is Not Enough Anymore - July 24, 2015